Protect Your Home From Flooding

An unexpected flood can be devastating and damaging to your home. Hurricane Ida has shown us how under-prepared Connecticut truly is. To better protect yourself and your home, here’s our advice on how to keep safe in case of a flood emergency.

Flood Insurance

Repairing your home after a flood can cost up to $25,000 for just an inch of water. A few houses were reported to have water up to your knees after the last hurricane. It is essential to be prepared with flood insurance, especially in a high flood-risk area. Not that flood damage isn’t already included in a regular home insurance plan, but flood insurance should be purchased separately. Only some insurance companies, by name, can better protect you from the destruction caused by a flood.

Invest in a Sump Pump, Flood Sensors, and an Automatic Shut-Off Valve

Invest in protective measures to minimize the damage. A sump pump will pump water out of the basement. Flood sensors will alert you immediately to any water where it shouldn’t be or a cracked pipe, allowing you to respond quickly. An automatic shut-off valve will shut off the main water supply when activated.

Build a Barrier Around Your House

If permitted by your local building codes, consider a floodwall or levee around your home. A temporary solution that can be a tremendous last-minute line of defense is piling a wall of sandbags, 1-foot tall, around your home.

Keep Important Items Safe

If living in a flood-risk area, elevate expensive appliances like your water heater, washer/dryer, and electrical panel off the ground. This includes any electrical appliances that can short circuit in the basement, such as a laundry unit or a second kitchen. You should also keep all your private documents like your passport or birth certificate in a waterproof lockbox on a shelf higher up.

Be Prepared

Be better prepared the next time a hurricane comes flying in. Work out a flood plan beforehand, so you know what you need to do and what essential items are to be fully stocked in case of an emergency. Your emergency kit should include first-aid, medicine, flashlights, and batteries, and sometimes non-perishables.


Some people may not know that they live in flood-risk areas, so you should always make suitable investments to protect your home. Have more questions or need expert assistance building these safeguards into your home?

Flood Zones and FEMA Compliant Building

Overlooking the marsh and Long Island Sound, it should not come as a surprise that the property at The Residences at 66 High Street sits within a flood zone. But what does this mean and why is there no reason to worry?

As described by the Federal Emergency Management Agency (FEMA), flood zones vary based on location. At low elevation and in close proximity to the ocean, the site at 66 High Street lies in a Special Flood Hazard Area (SFHA). An SFHA is an area that can become flooded in the event of a 1-percent annual chance flood, also known as a base or 100-year flood. For more details about SFHAs, as well as moderate and minimal flood hazard areas, check out FEMA’s explanation.

See here how the property falls within the base flood zone. All structures comply with FEMA standards. Living spaces have been raised seventeen feet, seven feet above the 100-year floodplain. Raising the first floor of the Whitfield, Leete, and Chittenden buildings allowed us to conveniently place resident parking in the new buildings underground.

As a result of adapting to meet flood management regulations, flood insurance costs are a mere fraction of what they otherwise would have been. In addition to the security systems in place on site, the storm-resilient buildings at 66 High Street can provide residents with a furthered sense of security and peace of mind.

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